Loan Products
Welcome to our Loan Products
Page. We pride
ourselves on offering a wide variety of
different Loan Products.
Alliance understands that
not everyone will qualify for the same Loan Programs which
is why we have aligned ourselves with a diverse group of
Lending Partners.
Loan Programs are
constantly changing in today's environment which is
all the more reason having a Partner like Alliance on your
side can make the difference between getting a Loan Approval
or being Denied.
The below Loan
Products/Programs are the most common type of Commercial
Loan Programs - please keep in mind that not everyone will
qualify for the below Loan Programs/Products which is why we
also work with Private Investors and Hard Money Lenders.
Alliance offers both Fixed
Rated and Adjustable Rate Products. Most loans have a
combination of both Fixed and Adjustable meaning they are
Fixed for a period of 1,3,5,7 or 10 years before becoming an
Adjustable Rate Mortgage.
We offer Commercial Loans
based on Prime Rate, Treasury Bills and LIBOR Index.
Alliance can assist you
with a New Purchase of a Commercial Property or the
Refinance of an Existing Property.
Alliance also works with
several Private Investors who will Lend on Commercial Real
Estate regardless of past or current credit history -
property must have sufficient equity. In most cases the Loan
to Value can not exceed 60% of the Appraised Value. These
loans are called Hard Money Loans and
generally carry higher interest rates and higher closing
costs. If you think you might need a Hard Money Loan please
fill out our online inquiry and an
Alliance Representative will contact you within 24 hours to
discuss your options.